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Quick Credit, its name, logo, brand and the echocredit.com domain are wholly-owned by Jora Credit Holdings, LLC. Loans underwritten, originated and serviced by licensed subsidiaries of Jora Credit Holdings, LLC. Alabama Consumer Credit License #MC 22437, Jora Credit of Alabama, LLC. Jora Credit of Idaho, LLC is Idaho Regulated Lender #RRL-9793. If you have any questions about this offer, please call 1-888-256-6083. To obtain a loan, you must have a valid checking account, email address and verifiable identity. Lending applications can only be completed online.
If electronic funding is selected and your loan agreement is signed and submitted prior to 10:30 a.m. Central Time (Monday through Friday, excluding bank holidays), the loan will be funded that day. Loan agreements that are signed and submitted after this time will be funded on the next business banking day. Loans selected to fund by paper check take up to 3 business days for checks to be mailed. In some cases, we may not be able to verify your application information and may ask you to provide additional documents or information, which can cause funding delays.
Please note: This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings, borrowing from a friend or relative may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the interest charges that will be assessed and disclosed to you in your loan agreement. Customers with continued credit difficulties should seek credit counseling.
Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your Account in accordance with the terms of your Agreement, we may place your Account with or sell your Account to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.